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銀行卡

金農借記卡(以下簡稱金農卡)是安徽省農村信用社聯合社受托向中國銀行業監督管理委員會申請的統一銀行卡品牌,由委托機構向社會公開發行,具有轉賬結算、存取現金、購物消費等功能的人民幣支付工具。

一、主要功能

1.在冠有 標識的營業機構辦理現金存取、轉賬、匯款等業務。

2.全國農村商業銀行、農村合作銀行、農村信用聯社營業機構通存通兌業務。

3.全國農村商業銀行、農村合作銀行、農村信用聯社和郵儲銀行營業機構辦理農民工銀行卡取款業務。

4.在冠有 標識的自助設備上辦理存取現金、轉賬、自助繳費、查詢等自助業務。

5.在境內外冠有 標識的ATM機上辦理取款、查詢業務。

6.在境內外冠有 標識的POS機上刷卡消費。

二、辦理手續

個人客戶可攜帶本人有效身份證件到冠有 標識的營業網點申請金農卡。

三、注意事項

1.及時簽名:申領金農卡后,持卡人應立即在卡片背面簽名條上簽上與申請表上相同的名字;

2.密碼管理:及時更改初始密碼,不要將密碼設置為生日、身份證號碼的一部分,以免被他人猜出并盜用;

3.短信提醒業務:建議客戶開通賬戶余額變動短信提醒業務,以便第一時間了解賬戶變動情況;

4.安全用卡:輸入密碼時,應盡可能用身體或另一只手遮擋操作手勢,以防不法分子窺視;在商場刷卡消費時,不要讓銀行卡離開視線范圍,留意收銀員的刷卡次數;拿到收銀員交回的簽購單及卡片時,應認真核對簽購單上的金額是否正確,卡片是否確為本人付費時遞交的卡片;刷卡消費時若發生異常情況,要妥善保管交易單據,如發生銀行卡被重復扣款等現象,可憑交易單據及時與發卡銀行聯系;在丟棄交易憑條前要先撕毀,以免卡片信息被不法分子盜用;

5.金農卡是銀聯標準卡,金農卡不具有透支功能,使用時必需保證賬戶有足夠余額。

四、收費標準

1.跨行ATM取款暫按3.60元/筆向客戶收取手續費;

2.跨行ATM查詢和POS消費不收費;

3.金農卡辦理農民工銀行卡取款業務,按取款金額8‰收取手續費,最低1元,最高20元;

4.金農卡在全國農信系統范圍辦理通存通兌業務時,根據受理單位收費標準,持卡人支付相應手續費。

√天堂最新版在线中文-天堂岛www天堂资源在线-电影天堂
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